Testimonials

Whittier, CA

"Angelica has help me and several of my colleagues throughout the years. Whether, it's refinancing a loan or a purchase of a new home Angelica has always come through in a timely manner. Angelica is honest and does what needs to be done to get the deal closed with your best interest in mind."

Manhattan Beach, CA

"We closed in 20 days. No problems whatsoever. Me and my family have used Angelica for over 5 years. Original mortgage and 3 refinances for me and the same for my son. She is awesome!"

Los Angeles, CA

"Worked with Angelica on several Refis. She always provided great service, help and guidance and most importantly was able to close the Refis at agreed dates without issues."

Los Angeles, CA

"My husband and I were thrilled at the attentiveness, compassion, and professionalism of Angelica. She was always available to answer our many questions about the home buying process, often

 helping us beyond her official capacity. We were confronted with a problem (not ours) as we were closing and Angelica was the only person in our corner who fought for us to close on time and saved not only money and hassle, but contacted the owner directly to problem-solve. Needless to say, Angelica got the job done and we are happily in our beautiful home! As a side note, her husband, Veto, is also in the business and was helpful and on our side - going so far as to drive to an express mail station in the late in the evening so our paperwork would be turned in on time! An amazing couple and very highly recommended! Thank you Angelica and Veto!"

Los Angeles, CA

"I've been working with Angelica for several years. Her service remains unmatched. You can expect a returned call or text, usually within an hour if its a reasonable time during the day, if she doesn't pick up after you call. 

Her rates are always the lowest and she always closes on time. Angelicas strongest asset is her knowledge. She knows loans. She will fully underwrite your application before having you waste time submitting the file and paying for an appraisal. If you do not use Angie to secure a home or commercial property loan, you are doing yourself a disservice."

Los Angeles, CA

"ANGELICA RUIZ IS A JEWEL! She is extremely intelligent, knowledgeable, highly efficient, organized, courteous, a woman of great integrity, and she did in one afternoon what 7 other mortgages brokers couldn't!!! I will be 

eternally grateful to Angelica for being so helpful and so wonderful!When Angelica is in charge, you can count on everything to be done right. You'll be SO pleased you met her!" 

Los Angeles, CA

"I have used Angelica's services for 2 home purchases which each had some very complicated circumstances. Angelica navigated both loans expertly and professionally. She was on top of everything and was always easy to reach if I ever had a question. I would highly recommend working with her."

Los Angeles, CA

"Angelica was with us every step of the way and even went above and beyond when it came to getting our keys. The experience would not have been the same without her and I would highly recommend her to

friends (in fact already did!). The human interaction and hands on experience separated this from any other similar experience. Truly great!"

Santa Cruz, CA

"Angelica is fabulous and I highly recommend her. As a first time home buyer she explained and walked me through every step. The property was out of town and the real estate agent wanted me to go with someone local,

saying she wouldn't know the areas rules, not true. It was the first sign that I was working with an incompetent real estate agent (he really was and kept wanting to give into the terms of the seller) she took over and not only made sure that the deal happened but that I was protected. She is lovely to work with and on top of her game."